Home Modification Funding Resources
*This list is provided for informational purposes only. WATF does not endorse any particular assistive technology device, vendor or manufacturer. Please send updates, suggestions or information about other vehicle modification resources to info@watf.org.
Washington Assistive Technology Foundation
Low interest loans up to $10,000 for home accessibility modifications and any type of assistive technology.
100 South King Street, Ste 280
Seattle, WA 98104
Phone: 206-328-5116
Toll Free: 1-800-214-8731
TTY: 1-888-808-8942
Fax: 206-328-5126
E-mail: info@watf.org
Administration on Aging Title III Service Grants
In some states, AOA Title III grants are used for home modifications for low income seniors allowing them to stay in their homes. For more information, contact the Area Agency on Aging near you.
Department of Labor and Industries
If you have a catastrophic work related injury and you need home modifications for safety, mobility and/or daily living, you may be able to get coverage through L & I. For more information, contact your claims representative or the therapy services coordinator at: claim manager or the Therapy Services Coordinator at 360-902-4480.
Master Builder Association Rampathons
Some Master Builders Associations have once a year ramp building programs for low income individuals in their communities. For more information, call your local Master Builders Association.
COPES & Aging & Adult Services: Home & Community Based Waivers
If you are covered by Medicaid, COPES or have a development disability and eligible for a home and community based waiver, you may be able to get financial assistance with home modifications that enable you to continue to live at home. For more information, contact Home and Community Services at 1 800 346 9257 or 206 341-7750.
HomeChoice Program for People with Disabilities
HomeChoice is a Down Payment Assistance Program for low- to-moderate income individuals with disabilities or families which include individuals with disabilities. You must be a first-time homebuyer unless you purchase in a targeted area. For more information contact Karen Carlson with the Washington State Housing Finance Commission at karen.carlson@wshfc.org or 206-287-4413.
Minor Home Repair Assistance Programs
These city and county programs offer low (3%) and zero interest loans for minor home repairs – including access modifications - to low income families. Check with your city or county neighborhood or community development agency for more information.
Rebuilding Together
National organization that repairs and revitalizes the homes of low income homeowners. The organization is particularly interested in helping seniors, people with disabilities and children. Most sponsor one annual rebuilding day and homeowners need to apply for assistance well in advance of that date. Click here for a list of the eight Washington Rebuilding Together chapters. Contact one of these chapters to find out if you are eligible.
Puget Sound Labor Agency
Free rampbuilding program for individuals living in the Puget Sound area. Families may be ask to cover the cost of the materials. Call to participate in a screening process. There is a waiting list at the present time.
2800 First Avenue Room 126
Seattle, WA 98121
Phone: 206-448-9277
Ramp Program
The RAMP Program helps provide ramps for people with disabilities living in Western Washington. A number of local unions have been active with ramp building, including Machinists 751, Carpenters 562 and Laborers 292. The program is always in need of help with materials and volunteers to build the ramps. Click here for a RAMP Program application.
Contact: Jerry Otis
Phone: 425-387-2291.
Fax: 425-775-9742
24222 54th Avenue West, #70
Mountlake Terrace, Washington 98043-5535.
Reverse Mortgages
Reverse mortgages allow individuals who are 62 years of age and older to convert the equity in their homes to cash through a special type of loan. The cash can be paid out in a lump sum or in multiple payments. No repayments are required until the borrowers pass away or no longer use the home as their principal residence. Interest rates and other terms and conditions for reverse mortgages vary considerably and individuals who plan to use this type of program to fund home modifications should carefully research their options. A good summary is available on the Department of Financial Institutions website at: http://www.dfi.wa.gov/consumers/reversemortgage.htm or from the AARP at: http://www.aarp.org/money/revmort/revmort_basics/a2003-03-21-newloan.html.
U.S. Dept of Agriculture Rural Development Section 504 Housing Grants
Grants and 1% loans to low income individuals living in rural areas for home improvements potentially including accessibility modifications. For more information, contact the U.S. Department of Agriculture office in Washington at (360) 704-7740 or check their website to find the office closest to you.
U.S. Department of Housing & Urban Development Programs of Special Interest.
Disabled Veterans Home Modification Grants
If you are a veteran with a disability, you may be eligible for the Special Housing Adaptations (SHA)Grant and/or the Home Improvement and Structural Alterations (HISA) Program. Click here for the SHA application and here for the HISA Program application.
